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LOW INTEREST RATE :: LOW CLOSING COSTS

Our Buyer's Rate Guarantee

Lock in the lowest rate, save thousands in fees, and get $2,500 toward your refinance—guaranteed.

Welcome to Buyer's Rate Mortgage

Welcome to Buyer’s Rate Mortgage, where your dream of owning a Texas home comes to life. Our promise is to provide transparent loan pricing with low fees and competitive interest rates, all while delivering an amazing customer experience. Whether you are a first-time buyer or looking to refinance, our dedicated team is here to ensure a seamless and stress-free mortgage journey. Discover the warmth and pride of Texas living with a mortgage experience that’s as big and welcoming as the Lone Star State itself. Let’s start building your future together.

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Tell Us Your Story.

Whether you are a first time homebuyer or an experienced real estate investor, having a mortgage team you can count on is crucial.

We pride ourselves on excellent communication and easy accessibility when you need us. Our experienced staff is here to guide you every step of the way.

Fill out the questionnaire on this page to start a discussion about your mortgage needs today!

Purchase Loan Options

Fixed Rate Mortgage

Interest Rate and payments remain the same for the entire term of the loan.

FHA Loan

An FHA loan provides a government-insured loan with flexible loan options.

VA Loan

VA Loans offer flexible options as either fixed-rate or ARM mortgages.

USDA Loan

Purchase a home with no money down in certain rural and suburban areas.

Jumbo Loan

Jumbo loans offer maximum flexibility for home financing for larger loans.

First Time Home Buyer

Popular loan programs for first time home buyers.

Investment Property

Mortgage loan programs for vacation and investment properties.

Seller-Paid Buydown

Reduce your mortgage payments with the assistance of the seller.

$7,500 Cash Back Option

Apply for up to $7,500 cash back with Buyer’s Rate Mortgage here

Refinance Loan Options

Refinance

Mortgage refinancing may lower your monthly payments.

VA Loan Refinance

There are two main ways to refinance your VA loan.

Let's Learn!

Please check out our 27 educational articles we put together..

As an education based mortgage company we strive to provide helpful information.

Visit our learning center to learn some great tips about buying a home.

Shopping for a New Home

A Step-by-Step Guide to Shopping for a New Home

Whether this is your first or tenth home purchase, shopping for a new home is an exciting time. It can…

4th of July Financial Freedom: Essential Mortgage Tips for Aspiring Homebuyers During the Summer Fever

4th of July Financial Freedom: Essential Mortgage Tips for Aspiring Homebuyers During the Summer Fever

Introduction As we approach the 4th of July, a time synonymous with celebrating freedom and independence, many of us reflect…

Summer Solstice Savvy: Timing Your Home Purchase for Maximum Benefit in the Longest Days of the Year

Summer Solstice Savvy: Timing Your Home Purchase for Maximum Benefit in the Longest Days of the Year

Embracing the Summer Solstice for Your Home Purchase As we approach the summer solstice, the longest day of the year,…

June Weddings to New Beginnings: What Prospective Homebuyers Need to Know This Season

June Weddings to New Beginnings: What Prospective Homebuyers Need to Know This Season

June Weddings and New Home Beginnings As we approach the summer season, many couples are busy planning their June weddings,…

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