Home - Buyer's Rate Mortgage

LOW INTEREST RATE :: LOW CLOSING COSTS

Our Buyer's Rate Guarantee

Lock in the lowest rate, save thousands in fees, and get $2,500 toward your refinance—guaranteed.

Welcome to Buyer's Rate Mortgage

Welcome to Buyer’s Rate Mortgage, where your dream of owning a Texas home comes to life. Our promise is to provide transparent loan pricing with low fees and competitive interest rates, all while delivering an amazing customer experience. Whether you are a first-time buyer or looking to refinance, our dedicated team is here to ensure a seamless and stress-free mortgage journey. Discover the warmth and pride of Texas living with a mortgage experience that’s as big and welcoming as the Lone Star State itself. Let’s start building your future together.

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Purchase Loan Options

Fixed Rate Mortgage

Interest Rate and payments remain the same for the entire term of the loan.

FHA Loan

An FHA loan provides a government-insured loan with flexible loan options.

VA Loan

VA Loans offer flexible options as either fixed-rate or ARM mortgages.

USDA Loan

Purchase a home with no money down in certain rural and suburban areas.

Jumbo Loan

Jumbo loans offer maximum flexibility for home financing for larger loans.

First Time Home Buyer

Popular loan programs for first time home buyers.

Investment Property

Mortgage loan programs for vacation and investment properties.

Seller-Paid Buydown

Reduce your mortgage payments with the assistance of the seller.

$7,500 Cash Back Option

Apply for up to $7,500 cash back with Buyer’s Rate Mortgage here

Refinance Loan Options

Refinance

Mortgage refinancing may lower your monthly payments.

VA Loan Refinance

There are two main ways to refinance your VA loan.

Let's Learn!

Please check out our 27 educational articles we put together..

As an education based mortgage company we strive to provide helpful information.

Visit our learning center to learn some great tips about buying a home.

View Educational Articles